10 little secrets about money, please keep them away. Featured 9

Choosing financial management means choosing a different life

Financial management is a way of life that requires daily diligence. As a practitioner of financial management thinking, I record my thoughts and thoughts every day and lead everyone to financial freedom together!

Think about it before reading:

In the process of studying financial management, what will be opposed by family members?

Recently, we have been reading the book "Puppy Money Money" together, and today it officially entered the final stage. In fact, "Puppy Money Money" is not a esoteric and difficult book. It is even just a financial introductory book suitable for parents and children to read together. So why should I spend such a long time to interpret this book?

Because "the simplest truth is often the most effective", this is my conclusion after long-term research and practice.

For example, when I first started studying financial management, I started with stock investment. I tried to study various complex investment techniques, hoping to get super high return on investment like Buffett. Soon I encountered a financial crisis, and then I started to switch to fund investment which is simpler than stock investment. Later, I switched from "actively managed stock funds" to more purely "passively managed index funds." Of course, at that time, I would still spend a lot of energy to research through index funds to obtain higher investment returns.

Now, I am more inclined to achieve family financial goals by investing in global fund allocation portfolios, and then using the remaining spare money to regularly invest in some low-value index funds, and spend less time managing wealth. In this way, I can devote more time and energy to my favorite career without any worries.

In addition, we review the content of the entire book "Puppy Money Money". Is the girl Gia just getting the investment secrets revealed by a certain investment master and becoming a wealthy child? Of course not. It can be said that her entire life has undergone earth-shaking changes because of financial management.

Then let's briefly review the changes in girl Gia's life throughout the book.

1. In the past, in the eyes of Gea's cousin Marcel, Gea was just a stupid girl who liked to hold dolls, so she never spoke to her seriously. But later, Marcel was willing to give Gia money-making advice and help her open an account in the bank. Finally, they also became investment partners. So when you start to change yourself, you will attract more like-minded friends.

2. Before learning financial management, Gia was just a good girl who bought a CD with her pocket money; after she knew how to manage financial affairs, she mustered up the courage to talk to her neighbors Hannekamp and his wife, and successfully got the first business of walking a dog. . Later, Mr. Hannekamp introduced her to more clients, even including the noble person in her life-Mrs. Tao Mu who taught her to invest.

3. In the past, she was very courageous; but later, she helped Mrs. Tao Mu catch the thieves and avoided huge financial losses. At the same time, she also became a hero in the school. Of course, more importantly, Mrs. Tao Mu decided to teach her to invest in order to express her gratitude.

4. In the past, when her parents were worried about family debt, she could only be anxious on the sidelines. Later, she knew how to ask financial management expert-Mr. Jin to help her parents solve the debt problem. In the end, the family debt problem was successfully resolved, her father also started a business, and the family's life became happier.

5. Ms. Hainei, a bank clerk who helped Giya open an account, encouraged Giya to give a public speech to introduce her own financial management methods. At first, Gia was nervous to die, but later, with the help of her friends, she delivered a very successful speech. Even Mr. Jin was proud of her and she also gained greater influence. .

After the speech, the owner of a publishing house took a fancy to Gia’s talents and wanted to help her publish a book. I believe it won’t be long before the first book in Gia’s life will be published.

6. Gia’s dog walking business is expanding day by day. She has to take care of 21 dogs in nearby houses. At this time, she learned authorization from Marcel to let more children help, and then divide the money for them. At the same time, Giya also learned to use a laptop to make statistical tables to keep accounts. This shows that Gia has initially mastered the boss's way of doing things.

It can be seen that the girl Gia has grown step by step from a good girl in an ordinary family to an expert in making money and managing money. It is because she has taken the first step bravely and decided not to make the same mistakes as her parents and take the initiative to learn money. Aspect knowledge. Once she started her financial management career, the following good things followed.

Really rich people do not only have more wealth than us, their thinking and ways of doing things are different from ours. Therefore, when we learn financial management, we not only learn financial management skills, but also learn a financial management thinking mode, and then integrate this financial management thinking into our own lives, thereby changing our lives.

Last week, a user left a message to me in the background saying that they met her current husband through the platform of "Wealth Management Bus" and wanted to thank me in person. I think she is very lucky to be able to find like-minded life partners. The happiness index is definitely very high. Here I also wish them.

You know, there are still many people in the process of learning financial management, and their family members neither understand nor support it, and they feel very painful. For example, I managed to save a sum of money to invest, but my family encouraged me to buy a car or travel, and the idea of ​​raising a golden goose was shattered. Those who don't know how to manage money can't understand this feeling.

In fact, I have never experienced such a process, being laughed at by friends and misunderstood by my ex-girlfriends. Even today, there will still be people who leave a message on the WeChat background saying, "You just used these tricks, and you came out to be embarrassed." I have become accustomed to these things, and even secretly happy in my heart, it is precisely because most people do not understand and are unwilling to try, so that I can create a different me today.

I chose financial management. From then on, it also means that I have chosen to live a different life.

There are countless choices in the long journey of life, but only a few steps are important. Different choices may determine our different life paths. ——Motto (Wealth Management Bus)